How Landbank’s ₱43.98B net income is funding national projects.
The state-owned Land Bank of the Philippines has declared a ₱32.35 billion dividend to the national government, slightly below last year’s ₱33.53 billion.
The payout feeds directly into government funds, helping cover spending without adding new taxes, while also showing how much the state depends on earnings from its own corporations to keep programs running.
Mandate vs. margin
The remittance follows a strong year for the bank, with net income rising to ₱43.98 billion in 2025, up 24%, driven by steady loan growth and tighter credit management, while total assets expanded to ₱3.52 trillion.
These figures point to a bank in a solid position, but the pace at which that strength reaches borrowers remains uneven, especially for farmers, small enterprises, and rural communities that continue to deal with high borrowing costs and limited access to credit.
More than half of Landbank’s loans, or ₱896.61 billion, go to agriculture and rural development, placing the bank in a position where its lending decisions directly shape livelihoods across sectors that depend on consistent and affordable financing.
Land Bank of the Philippines has remitted ₱32.35 billion in dividends to the national government following a stellar 2025 where net income jumped 24% to ₱43.98 billion.
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