
In a viral Threads post, a girl asked if a mallgoer had load for a call.
A now-viral post on Threads has reignited discussions about the age-old “pahiram ng phone” modus.
On April 26, the user recalled being in a Taguig mall when a girl approached her and asked if she had load for a phone call. The user suggested nearby options like Mercury Drug or a mobile shop, but the girl insisted she had already tried.
Sensing something was amiss, the user said she stopped listening and declined.
She later pointed out several red flags. One, the girl didn’t appear to be in a rush or emergency. For the user, “it could be a possible scheme to just dial a number, and then that would let her know my number. And we all know a phone number these days is equivalent to cash. Data is very valuable.”
Two, the girl could’ve approached the guards or concierge for assistance.
Three, e-wallet platforms such as GCash have options like Borrow Load and GLoan Sakto—making the request even more questionable.
“Okay, call me harsh, pero grabe na trust issues ko on [this] scenario,” the user said. “Sorry for being so skeptical, but I’m just being very cautious in dealing with strangers.”
Why your number is now cash
Many commenters commended the user for being vigilant. Some of them warned that it could be the classic scheme: A scammer pretends to make an urgent call, dials an accomplice, and exposes the victim’s number. The accomplice may then initiate unauthorized transactions as the scammer stages a “dropped call.”
From there, things can escalate quickly. One-time passwords (OTPs) may be intercepted, accounts compromised, and loans triggered without consent. In some cases, scammers may install malicious apps to capture passwords or, even more simply, run off with the phone.
What seems like a simple favor may carry serious risks. Would you do what the user did, or would you show sympathy?
Would you lend your phone to a stranger in a mall? A viral Threads post warns that this ‘act of kindness’ could be a scam to steal your data.
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How to help without getting scammed
Offer to make the call yourself. Put your phone on speaker and hold it firmly in your hands. Do not hand the device over. Ask them for the number and the message, and relay the information.
Point them toward the mall concierge or a security guard. These personnel have landlines and official protocols for dealing with emergencies. A scammer will almost always decline this offer.
If you absolutely feel compelled to lend the device, use the app pinning feature (Android) or guided access (iOS). This locks the phone to the phone app only, preventing the user from swiping to their messages or e-wallets.
Check your privacy settings and ensure that "Show Preview" is turned OFF for SMS notifications. This prevents scammers from seeing your OTPs even if they are looking at your screen while waiting for a call to connect.
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